She was the third child of Alfred and Sarah Cummings. Her home was in the Belalie North Township Blocks area, south of Belalie and on the side of a hill. Only a few walls and a chimney are still standing.

They lived at Belalie, Hilltown, Mundalla and back to Belalie and has told a lot of interesting stories of her childhood days.

At Hilltown Ruby lived in a small mud-hut. The house has gone but gum trees are still there.

The farm was 300 acres and Ruby went to school in a shed until a school was built, but only went there for one year. They lived just over three miles from school and the town. This property is now owned by Dean Scott.

Ruby was 11-years-old when her mother died. She then came to live in Jamestown with her grandparents, George and Anne Napper. Her brothers Roy and Alf went to live with Fred Cummings. Ruby went to the Jamestown School until grade five then left to help at home.

Her grandparents had boarders that worked for Elders stock firm.

Not one for liking to milk cows, she got her sister Florrie to milk for her while she watched out for any one coming. She remembers how the cow put her foot in the bucket of milk.

Ruby was very good with needle work but never had a sewing machine, so she hemmed all her sheets and tea towels by hand.

On October 16, 1929, Ruby married Fred Clift in the St James Anglican Church, Jamestown.

It was a hot windy, dusty day. They honeymooned in Adelaide and then settled in at 26 Ebenezer Street, Jamestown.

Fred worked for Brooks Bros. and later at the printing office. Fred worked for organisations such as the Show, Bowls, Senior Citizens and Croquet Club, helping with organising and auditing.

He was a great hand-writer and was called upon to record all the show entry cards. He rode his bike to work and when he retired they bought a car.

After 55 years of married life, Fred passed away on March 16, 1985, and ten years later Ruby moved into Belalie Lodge.